Privacy Policy

Last updated: October 27, 2026

Meridian Research LLC, a Colorado limited liability company ("Meridian," "we," "us," or "our"), is responsible for the personal information described in this Privacy Policy. This policy explains how we collect, use, and disclose personal information through our websites, research publications, subscriptions, emails, mini-program, and related services (the "Service"), and the choices available to you.

1. Information We Collect

The information we collect depends on how you use the Service:

• Account and profile information: your email address, authentication information, name or username, profile details, and preferences. If you sign in through a third-party service, we receive the account identifiers and profile information that service provides.
• Content and communications: research, posts, comments, messages, files, and other material you submit, along with your support requests, contact details, feedback, and attachments.
• Subscriptions and transactions: publications and plans, orders, payment amounts and currencies, subscription and renewal status, cancellations, refunds, disputes, activation records, balances, and credits. Payment credentials are handled by the payment provider; Meridian does not receive full payment-card numbers or card security codes. Cryptocurrency payments involve wallet addresses and blockchain transaction identifiers.
• Referrals: invitation links and codes, clicks, registrations, referral relationships, qualifying purchases, and reward amounts, status, use, and adjustments.
• Activity and technical information: content you open, reading progress, searches, bookmarks, follows, interactions with recommendations, email engagement, and saved preferences; IP addresses, device and browser information, device and session identifiers, login history, and operational and security logs.
• Author and administration information: publication settings, work contact and billing information, and records needed to administer publications. If you connect a brokerage account for a publication, we also process the account information and trading records provided through that connection.

We receive information from you, automatically through your use of the Service, and from sign-in, payment, activation, or other services you use with Meridian. If you do not provide information required for an account, purchase, or requested feature, we may be unable to provide it.

2. How We Use Information

We use personal information to:

• create and secure accounts, manage subscriptions, process transactions, and provide access to content;
• publish and deliver research, operate community features, restore reading progress, and personalize content and recommendations;
• attribute referrals, calculate rewards, maintain balances, and prevent misuse;
• send requested emails and service notices, manage communication preferences, and measure delivery and engagement;
• answer questions, handle feedback, troubleshoot problems, and improve the Service; and
• prevent fraud, maintain transaction and security records, enforce our Terms, comply with law, and resolve disputes.

We also send promotional communications subject to applicable law and your communication choices.

AI-assisted services. We use AI service providers for customer support, feedback handling, and content translation. These providers process relevant messages, submitted content, and context for those purposes.

3. How We Disclose Information

We disclose relevant personal information to the following recipients:

• Service providers: companies providing hosting, authentication, storage, email delivery, customer support, AI, and security services. They receive information relevant to the services they provide.
• Payment, sign-in, and connected services: providers receive the information needed for payments, sign-in, or other connections you use. Their independent processing is governed by their own privacy notices. Cryptocurrency transactions are recorded on public blockchains.
• Authorized publication personnel: personnel who need account, subscriber, content, transaction, or delivery information to operate the publication or assist you. Administrative access is limited according to responsibilities.
• Other users and the public: profile information and content you publish, messages to their recipients, and interactions visible through the relevant feature. Public material may be indexed or copied by others; recipients may retain their copies of messages.
• Referral participants: referrers receive invitation and reward statistics, including registration timing, qualifying-payment status, and reward amounts. These views do not display the invited person's name, email address, or reading history, although a referrer may infer who used a link shared with a particular person.
• Legal and business recipients: professional advisers, authorities, or other parties where necessary to comply with law, protect rights and safety, investigate abuse, or resolve claims. Information may also be disclosed in connection with a merger, financing, acquisition, or sale of the business, subject to applicable law.

4. Cookies, Email Tracking, and Embedded Services

We use cookies and browser storage to keep you signed in, protect accounts, remember preferences and drafts, maintain support conversations, and attribute referrals. Device, preference, and referral-attribution cookies may remain on your device for up to one year, depending on their purpose. Other browser-stored information may remain until cleared by you or the Service.

Some emails contain tracking images or redirected links that record whether and when a message is opened or a link is followed. These events can be associated with the recipient and involve IP address and browser or email-client information. We use them to understand delivery and readership.

Embedded charts, news, market widgets, and payment interfaces connect to third-party providers and can disclose your IP address, browser information, and referring page. Some embedded features also send an account-linked identifier to their provider to enable the feature. Providers may use their own cookies and process information under their privacy notices.

You can restrict or clear cookies and site storage through your browser. This can affect sign-in, saved preferences, drafts, and referral attribution. Meridian does not currently respond to browser Do Not Track signals.

We do not sell personal information for money or use it to target advertising across other companies' websites or services. Reading recommendations and email measurement are used for Meridian's own services as described above.

5. Retention and Account Deletion

We retain personal information for the period needed to provide the Service and meet legal, security, and recordkeeping needs. Retention periods depend on the nature of the information and the purposes for which it is used.

Closed support and feedback records are generally scheduled for deletion or anonymization 24 months after their last update, and their attachments after 12 months. Support-chat transcripts are generally scheduled for removal after 12 months. Legal obligations or investigations may require longer retention.

Account deletion removes login access and ordinary account, interaction, and preference information. We may retain relevant payment, reward, published research, and audit records to meet legal obligations, reconcile transactions, prevent fraud, resolve disputes, or preserve the integrity of research and transaction records. Retained personal information remains subject to applicable protections.

Deletion does not immediately remove existing backups, which expire through backup rotation. Copies held independently by recipients, search engines, or other providers may remain. Meridian cannot erase public blockchain transactions.

6. Your Choices and Privacy Requests

You can update your account information and preferences through your account settings. You can opt out of optional emails using the unsubscribe link in those emails or your communication preferences. We may still send necessary account, transaction, security, and other service messages.

You may request account deletion through Account Deletion or by email as described below.

Depending on applicable law, you may have rights to receive information about our processing, access or receive a copy of your information, correct or supplement it, request deletion, obtain portable data, restrict or object to processing, withdraw consent, request an explanation of our processing rules, or appeal a decision. Applicable U.S. state laws may also provide rights to opt out of sale, sharing for cross-context behavioral advertising, targeted advertising, or certain profiling, and to limit certain uses of sensitive information.

To exercise applicable privacy rights or appeal our response, email contact@meridianresearch.app. We may need to verify your identity or an authorized agent's authority. We respond within applicable legal deadlines and explain any refusal. You may also complain to the relevant privacy regulator. We will not unlawfully discriminate against you for exercising your rights.

7. International Processing

Meridian is based in the United States. Personal information is processed in the United States and other countries where we or our service providers operate. These countries may have different data protection laws from those where you live.

8. Security

We use access controls, authentication protections, restricted storage, and security monitoring designed to protect personal information. No system is completely secure.

9. Children

The Service is intended for people aged 18 or older, or the higher age required by our Terms. If we learn that someone below the permitted age has provided personal information, we take appropriate steps, including deletion or account closure subject to applicable law.

10. Additional Information for the EEA and UK

Where the EU or UK GDPR applies, we process information as necessary to perform our contract with you, including providing accounts, subscriptions, and requested features; for legitimate interests in operating, securing, and improving the Service and responding to requests, balanced against your rights; to meet legal obligations; or with consent where required.

You may object to processing based on legitimate interests, object to direct marketing, request restriction or qualifying data portability, and withdraw consent without affecting earlier lawful processing. You may complain to your local supervisory authority. We generally respond to GDPR requests within one month, subject to lawful extensions.

11. Changes to This Policy

We may revise this policy as our services, practices, or legal requirements change. We will post the revised version, update the date above, and provide additional notice or obtain consent where required by law.

12. Contact Us

For privacy questions, requests, or concerns:

Meridian Research LLC
1500 N Grant St, Ste R
Denver, CO 80203
United States

Email: contact@meridianresearch.app